bank charges for transfers uk to spain - Page 8

monkeynuts wrote on Wed Aug 11, 2021 10:43pm:

Hi, Apologies for delay in getting back to you.

I must admit to being confused regarding "free" withdrawals from ATM`s. N26 will not charge a customer for the first three ATM withdrawals per month. My understanding was that there are certain ATM machines where one can withdraw money without being charged a fee by the ATM owner....

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I wrote to N26 [ europe ] yesterday for clarification. A reply today confirms three free withdrawals per month without a fee being charged by n26 BUT there is a fee charged by the ATM owner.

My Wife and I have visited two ATM`s in La cala and entered my n26 debit card. Each one will charge for a withdrawal. We went to Sabadell and Caixa banks  cash machines and both charge a fee for withdrawal but considerably cheaper than the isolated ATM`s. I keyed in €40.00 and Caixa quoted €1.60 and Sabadell €1.40. for withdrawals. I withdrew €40.00 from Sabadell and received exactly €40.00 without any reduction. No deduction has been made by Sabadell nor by n26.

Therefore it seems best to use a banks cash machine for withdrawals which appear very cheap. There does not seem to be any specific free ATM`s for the use of n26 clients.

I stand to be corrected.

Jeffers wrote on Thu Aug 12, 2021 8:06am:

The fee charged by the ATM owning bank may be a fixed fee no matter how much you take out.

That was the case for a local ATM near me.

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Easy to test as you should be able to cancel the transaction once they display what your fee will be.

As it was a fixed fee for me, instead of withdrawing 40 euro I withdrew 200.

monkeynuts wrote on Wed Aug 11, 2021 10:43pm:

Hi, Apologies for delay in getting back to you.

I must admit to being confused regarding "free" withdrawals from ATM`s. N26 will not charge a customer for the first three ATM withdrawals per month. My understanding was that there are certain ATM machines where one can withdraw money without being charged a fee by the ATM owner....

Read more...

...

I wrote to N26 [ europe ] yesterday for clarification. A reply today confirms three free withdrawals per month without a fee being charged by n26 BUT there is a fee charged by the ATM owner.

My Wife and I have visited two ATM`s in La cala and entered my n26 debit card. Each one will charge for a withdrawal. We went to Sabadell and Caixa banks  cash machines and both charge a fee for withdrawal but considerably cheaper than the isolated ATM`s. I keyed in €40.00 and Caixa quoted €1.60 and Sabadell €1.40. for withdrawals. I withdrew €40.00 from Sabadell and received exactly €40.00 without any reduction. No deduction has been made by Sabadell nor by n26.

Therefore it seems best to use a banks cash machine for withdrawals which appear very cheap. There does not seem to be any specific free ATM`s for the use of n26 clients.

I stand to be corrected.

Gesther wrote on Fri Aug 13, 2021 4:09pm:

What bank please 

meearcat wrote on Fri Aug 13, 2021 4:08pm:

I opened a starling bank Serling account in Uk and once that was set up you can get a euro account that runs in line with it and I pay all my Spanish bills through this now with no charges 

Gesther wrote on Fri Aug 13, 2021 7:52pm:

Thankyou sooo much have looked at Trustpiot. Will be staying well away. Again Thankyou x