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Non Lucrative Visa - UK resident

Posted: Wed Sep 22, 2021 2:35pm
35 replies545 views6 members subscribed
MelDP

Posts: 10

1 helpful points

Location: Fuengirola

Joined: 30 Oct 2020

Hi Everyone,

Has any UK citizens applied for a Non Lucrative Visa for Spain and been successful?

My questions are around the medical healthcare cover and my address in Spain.  We are hoping to move in January 2022 and we have been given a list of documents that we need to take to our appointment at the Spanish Embassy however we won't have medical cover until we arrive and we know that we have been successful in the visa application.  The same for our address.  Once we know that we have been successful then we will look for somewhere to rent.  I am trying to avoid paying for medical insurance and rent when we are still in the UK and if we don't know that our application has been successful.

Thanks for the help

Mel

Holaitsdavid

Posted: Wed Sep 22, 2021 6:48pm

Holaitsdavid

Helpful member

Posts: 229

62 helpful points

Location: Mijas Costa

Joined: 30 Mar 2021

Posted: Wed Sep 22, 2021 6:48pm

I posted below about non lucrative visa, however, In Spain they have BUPA which is called, Sanitas, I'm sure will help on this & they speak English, I found their charges about a third of the price in UK. https://oficina-malaga.sanitas.es/

Link below might explains things for a 'non lucrative visa', but take note, the proof of funds or income is for a Visa 'which is renewable', it's not 'permanent residence', for this another ball game. https://www.expatica.com/es/moving/visas/spain-permanent-residence-163501/

The NLV you want allows a say in Spain for one year after entering the Spain, you need income or the cash, it allows you to reside for longer than 90 days, it will expire. 'lasts for one year only'. It has to be renewed in 12 months then you will have to meet the criteria again, hence if want to stay any length of time you need permanent income, or enough saving to renew each year. (Brexit has made things tough) Also Brits can no longer swap their drivers licence and those who took residence here from 31st Dec 2020 can no longer drive, unless take a new driving test. Only EU citizens and a few others countries can swap. Tourists are OK but once you reside or get a 'Padron', which you will need, you are prohibited from driving. 'It is obligatory for anyone staying in Spain for more than six months to obtain a Padron' https://www.spanishsolutions.net/case-studies/case-study-what-is-a-padron-in-spain/

https://wherecani.live/blog/view/non-lucrative-visa-spain/


MelDP

Posted: Wed Sep 22, 2021 7:41pm

MelDP

Original Poster

Posts: 10

1 helpful points

Location: Fuengirola

Joined: 30 Oct 2020

Posted: Wed Sep 22, 2021 7:41pm

Holaitsdavid wrote on Wed Sep 22, 2021 6:48pm:

I posted below about non lucrative visa, however, In Spain they have BUPA which is called, Sanitas, I'm sure will help on this & they speak English, I found their charges about a third of the price in UK. https://oficina-malaga.sanitas.es/

Link below might explains things for a 'non lucrative visa', but take note, the proof of funds or income is for a Visa 'which is renewable', it's not 'permanent residence', for this another ball game. Read more...

...ofollow" target="_blank">https://www.expatica.com/es/moving/visas/spain-permanent-residence-163501/

The NLV you want allows a say in Spain for one year after entering the Spain, you need income or the cash, it allows you to reside for longer than 90 days, it will expire. 'lasts for one year only'. It has to be renewed in 12 months then you will have to meet the criteria again, hence if want to stay any length of time you need permanent income, or enough saving to renew each year. (Brexit has made things tough) Also Brits can no longer swap their drivers licence and those who took residence here from 31st Dec 2020 can no longer drive, unless take a new driving test. Only EU citizens and a few others countries can swap. Tourists are OK but once you reside or get a 'Padron', which you will need, you are prohibited from driving. 'It is obligatory for anyone staying in Spain for more than six months to obtain a Padron' https://www.spanishsolutions.net/case-studies/case-study-what-is-a-padron-in-spain/

https://wherecani.live/blog/view/non-lucrative-visa-spain/


Hi David,

Thank you very much for replying.  I really appreciate it,  I'll have a look at the links.  I had no idea re the driving aahhhhh!  I'll look into that also.

Mel

Holaitsdavid

Posted: Thu Sep 23, 2021 4:00am

Holaitsdavid

Helpful member

Posts: 229

62 helpful points

Location: Mijas Costa

Joined: 30 Mar 2021

Posted: Thu Sep 23, 2021 4:00am

MelDP wrote on Wed Sep 22, 2021 7:41pm:

Hi David,

Thank you very much for replying.  I really appreciate it,  I'll have a look at the links.  I had no idea re the driving aahhhhh!  I'll look into that also.

Mel

UK has no deal with Spain to swap  drivers licence, just madness, in reverse EU citizens staying UK can keep theirs, Brits taking up residence Spain need a 'Spanish licence' and means taking a new test. 

BRADDERS

Posted: Sat Sep 25, 2021 12:40pm

Posts: 7

6 helpful points

Location: Mijas

Joined: 25 Sep 2021

Posted: Sat Sep 25, 2021 12:40pm

Hi Mel


we have just obtained Spanish non lucrative visas from Manchester consulate.

If you are applying for a non lucrative visa you have to have medical cover in place for 3 months and prove this when you apply for 

The visa at consulate…they were very strict on this and it has be minimum of 12 months cover 


Clive

BRADDERS

Posted: Sat Sep 25, 2021 12:42pm

Posts: 7

6 helpful points

Location: Mijas

Joined: 25 Sep 2021

Posted: Sat Sep 25, 2021 12:42pm

Holaitsdavid wrote on Thu Sep 23, 2021 4:00am:

UK has no deal with Spain to swap  drivers licence, just madness, in reverse EU citizens staying UK can keep theirs, Brits taking up residence Spain need a 'Spanish licence' and means taking a new test. 

Hi Mel,


bupa sanity’s is what we got cover with and it was approved….. they mainly correspond in Spanish being honest it is not easy to put in place..


but good cover and a necessity to obtain no lucrative visa


clive

MelDP

Posted: Tue Sep 28, 2021 9:47pm

MelDP

Original Poster

Posts: 10

1 helpful points

Location: Fuengirola

Joined: 30 Oct 2020

Posted: Tue Sep 28, 2021 9:47pm

BRADDERS wrote on Sat Sep 25, 2021 12:40pm:

Hi Mel


we have just obtained Spanish non lucrative visas from Manchester consulate.

If you are applying for a non lucrative visa you have to have medical cover in place for 3 months and prove this when you apply for 

The visa at consulate…they were very strict on this and it has be minimum of 12 months cover 


Clive

Hi Clive,

Thanks for replying to me.  Do you mean that I need to prove that I've had insurance for 3 months before I apply for the visa?  Also the insurance needs to cover a 12 month period after the visa has been approved.  We are hoping to be in Spain from January 2022 so will write this date on our visa application.  I was hoping to get insurance starting from January 2022 for 1 year.  If that's possible.

Also for your address in Spain, did you already have somewhere to live?  We are looking to rent.

Thanks for your help.  Thanks re the insurance company also.

Mel

MelDP

Posted: Tue Sep 28, 2021 9:53pm

MelDP

Original Poster

Posts: 10

1 helpful points

Location: Fuengirola

Joined: 30 Oct 2020

Posted: Tue Sep 28, 2021 9:53pm

BRADDERS wrote on Sat Sep 25, 2021 12:40pm:

Hi Mel


we have just obtained Spanish non lucrative visas from Manchester consulate.

If you are applying for a non lucrative visa you have to have medical cover in place for 3 months and prove this when you apply for 

The visa at consulate…they were very strict on this and it has be minimum of 12 months cover 


Clive

Hi Clive,

Its great that you got your visa approved! :o)

Mel

BRADDERS

Posted: Tue Sep 28, 2021 10:49pm

Posts: 7

6 helpful points

Location: Mijas

Joined: 25 Sep 2021

Posted: Tue Sep 28, 2021 10:49pm

MelDP wrote on Tue Sep 28, 2021 9:47pm:

Hi Clive,

Thanks for replying to me.  Do you mean that I need to prove that I've had insurance for 3 months before I apply for the visa?  Also the insurance needs to cover a 12 month period after the visa has been approved.  We are hoping to be in Spain from January 2022 so will write this d...

...ate on our visa application.  I was hoping to get insurance starting from January 2022 for 1 year.  If that's possible.

Also for your address in Spain, did you already have somewhere to live?  We are looking to rent.

Thanks for your help.  Thanks re the insurance company also.

Mel

Hi Mel,

When we went to embassy we were told the medical insurance had to be showing in place for twelve months BUPA sanitas provided us with a letter… we were told it had to be enforce three months prior to us go to mijas which 1st November arrival

If what we were told is correct your insurance needs to be active from early October…

We have a 5 month rental in mijas till March… if we like it we will extend and stay on.. unfortunately the rentals become expensive may onwards as they rental attracts premium money…. We are looking to buy a place but probably not till October 2022


if have any questions let me know… the visa process was tricky with one form in Spanish needing completion…but it’s doable. They will take your passports at embassy while the process visa .. Manchester visa consulate completed ours in 3 weeks….

Both your ACRO form and medical check form from doctor need to be translated by verified translator approved by uk SPANISH embassy and the ACRO CRIMINAL check form.. they then need apostlation at an FCO UK ..

My missus has some tel numbers for rental options jan/feb should be cheap enough before spring season


Clive

KevinBD

Posted: Wed Sep 29, 2021 10:24am

Posts: 202

37 helpful points

Joined: 5 Jan 2020

Posted: Wed Sep 29, 2021 10:24am

No medical cover, no visa. Spain has the upper hand and asks that you comply with all the rules.

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