Posted: Tue Jan 11, 2022 9:14am
Gav, we used a money transfer company "Currencies Direct" to transfer our house purchase & other funds, for nil charges & good exchange rate - There are other money transfer companies to check out, as rates change over time.
The attraction was that Currencies have a UK bank account, so no foreign transfer charges from my UK bank. Currencies then transfer to your Spain bank without charges
As far as "the best Spanish bank" is concerned, we are still with the high street bank we joined when we bought our house. Service has been great, but they make quarterly charges which do add up.
I've look at the nil charges "internet" banks such as Wise but there's a doubt as to whether your utilities suppliers will accept Direct Debit from these banks. Hopefully if someone is aware of a low cost bank from which utilities will accept DD's, they will shout up