Opening a Bank Account - Page 2

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Posted: Wed May 25, 2022 1:05pm

Maura007

Posts: 17

1 helpful points

Location: San Luis de Sabinillas

Joined: 2 Mar 2020

Posted: Wed May 25, 2022 1:05pm

velezboy62 wrote on Wed May 25, 2022 12:28pm:
Hi Sandra.
I have an House in Velez Malaga, when I was finalising the sale of the house, my estate agent who is in Torre del Mar booked an appointment with Santander for us, we went along to the appointment with our passports and N.I.E. confirmation which my solicitor got through the police station, The man...

Read more...

...ager at Santander was very helpful, we deposited 100€ in to the account and that was it.
Getting an electronic signature was a bit of a task, but we got there in the end.
I would advise opening a Bank Account located in or nearby the area where you are buying an Apartment.
Good Luck Sandra, hope you get a Bank sorted soon.
Warm Regards
Velezboy62
(AKA Steve)

Hi,

Does anyone have any experience good or bad using N26 as their bank account?

Trust Pilot reviews has made me wary of using them.

We already have an account with Sabadell in Spain. They are asking us to come from the UK (our perm residence) to Spain to show them our new passports before Aug, otherwise they will close our bank account and we would then not be able to pay our bills for our Spanish property!

Due to commitments we would have to go out to Spain and back in a day. What a waste of money!

Any ideas. Thanking you in advance.

Maura

Reply

Posted: Wed May 25, 2022 1:16pm

Morelo S

Posts: 74

25 helpful points

Location: Estepona

Joined: 8 Nov 2021

Posted: Wed May 25, 2022 1:16pm

Maura007 wrote on Wed May 25, 2022 1:05pm:
Hi,
Does anyone have any experience good or bad using N26 as their bank account?

Read more...

Trust Pilot reviews has made me wary of using them.
We already have an account with Sabadell in Spain. They are asking us to come from the UK (our perm residence) to Spain to show them our new passports before Aug, otherwise they will close our bank account and we would then not be able to pay our bills for our Spanish property!
Due to commitments we would have to go out to Spain and back in a day. What a waste of money!

Any ideas. Thanking you in advance.
Maura

Ask Sabadell if you get a notarised copy in the UK sent to them will that suffice?

Reply

Posted: Wed May 25, 2022 1:34pm

Maura007

Posts: 17

1 helpful points

Location: San Luis de Sabinillas

Joined: 2 Mar 2020

Posted: Wed May 25, 2022 1:34pm

Morelo S wrote on Wed May 25, 2022 1:16pm:
Ask Sabadell if you get a notarised copy in the UK sent to them will that suffice?

Thanks for your reply.

We went to London and got Sabadell (it’s not a bank but offices) to verify our new passports, which they did. They sent all the info to Sabadell in Spain a month ago and there has been no response from Spain at all, despite Sabadell in London chasing this up for us.

Sabadell in London have been so helpful and really went out of their way to help us.

In this day and age it is crazy to have to fly over to Spain to have your passport verified in your branch in order to keep your bank account active.

We are having to do this as we are no longer in the EU

Maura

Reply

Posted: Wed May 25, 2022 1:47pm

Andy08

Posts: 25

4 helpful points

Location: Antequera

Joined: 19 Feb 2022

Posted: Wed May 25, 2022 1:47pm

Maura007 wrote on Wed May 25, 2022 12:24pm:
Hi,
Can you open a joint N26 account?

Read more...

Many thanks

No, you cannot currently have a joint account, which does seem odd. However, this is the only drawback I can see, so far the account has worked perfectly, we have paid direct debits and used the card for online payments and cash withdrawals and the account has only been open for 10 days. Their customer support live chat is also very good.

Posted: Wed May 25, 2022 2:57pm

Maura007

Posts: 17

1 helpful points

Location: San Luis de Sabinillas

Joined: 2 Mar 2020

Posted: Wed May 25, 2022 2:57pm

Andy08 wrote on Wed May 25, 2022 1:47pm:
No, you cannot currently have a joint account, which does seem odd. However, this is the only drawback I can see, so far the account has worked perfectly, we have paid direct debits and used the card for online payments and cash withdrawals and the account has only been open for 10 days.&nb...

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...sp; Their customer support live chat is also very good.

Hi Andy,

You feedback is greatly appreciated.

Maura

Reply

Posted: Wed May 25, 2022 3:06pm

Andy08

Posts: 25

4 helpful points

Location: Antequera

Joined: 19 Feb 2022

Posted: Wed May 25, 2022 3:06pm

Maura007 wrote on Wed May 25, 2022 2:57pm:
Hi Andy,
You feedback is greatly appreciated.

Read more...

Maura

No problem Maura. I asked the original question on here myself as I was looking at N26 and got the inside information on N26 from David.

Cheers

Andy

Reply

Posted: Wed May 25, 2022 7:26pm

Holaitsdavid

Very helpful member

Posts: 1481

559 helpful points

Location: Mijas Costa

Joined: 30 Mar 2021

Posted: Wed May 25, 2022 7:26pm

velezboy62 wrote on Wed May 25, 2022 12:28pm:
Hi Sandra.
I have an House in Velez Malaga, when I was finalising the sale of the house, my estate agent who is in Torre del Mar booked an appointment with Santander for us, we went along to the appointment with our passports and N.I.E. confirmation which my solicitor got through the police station, The man...

Read more...

...ager at Santander was very helpful, we deposited 100€ in to the account and that was it.
Getting an electronic signature was a bit of a task, but we got there in the end.
I would advise opening a Bank Account located in or nearby the area where you are buying an Apartment.
Good Luck Sandra, hope you get a Bank sorted soon.
Warm Regards
Velezboy62
(AKA Steve)

The important thing in Spain is that you need a 'Euro account', it does not have to be an actual Spanish bank, who make very high charges, The on line banks have become very popular like N26 ✓ Free bank account ✓ Spanish IBAN ✓ 100% app-based banking: no paperwork required ✓ Your finances in your language - https://n26.com/en-eu/open-bank-account-in-spain

Posted: Wed May 25, 2022 7:32pm

Holaitsdavid

Very helpful member

Posts: 1481

559 helpful points

Location: Mijas Costa

Joined: 30 Mar 2021

Posted: Wed May 25, 2022 7:32pm

Maura007 wrote on Wed May 25, 2022 1:05pm:
Hi,
Does anyone have any experience good or bad using N26 as their bank account?

Read more...

Trust Pilot reviews has made me wary of using them.
We already have an account with Sabadell in Spain. They are asking us to come from the UK (our perm residence) to Spain to show them our new passports before Aug, otherwise they will close our bank account and we would then not be able to pay our bills for our Spanish property!
Due to commitments we would have to go out to Spain and back in a day. What a waste of money!

Any ideas. Thanking you in advance.
Maura

'Hi, Does anyone have any experience good or bad using N26 as their bank account?'

Yes used for 18 months - amazing no problems and easy to use. Review https://jeangalea.com/best-commission-free-banks-spain/

Reply

Posted: Mon May 30, 2022 3:46pm

SandraB

Original Poster

Posts: 27

Location: Estepona

Joined: 8 May 2021

Posted: Mon May 30, 2022 3:46pm

velezboy62 wrote on Wed May 25, 2022 12:28pm:
Hi Sandra.
I have an House in Velez Malaga, when I was finalising the sale of the house, my estate agent who is in Torre del Mar booked an appointment with Santander for us, we went along to the appointment with our passports and N.I.E. confirmation which my solicitor got through the police station, The man...

Read more...

...ager at Santander was very helpful, we deposited 100€ in to the account and that was it.
Getting an electronic signature was a bit of a task, but we got there in the end.
I would advise opening a Bank Account located in or nearby the area where you are buying an Apartment.
Good Luck Sandra, hope you get a Bank sorted soon.
Warm Regards
Velezboy62
(AKA Steve)