AI Wealth Europe in Estepona

About AI Wealth Europe

We are a team of experienced financial planners, the majority working for more than 20 years in the industry. We operate in all areas of financial planning, such as Mortgages (Spain, UK and other European destinations), Savings/Investments along with Pension transfers from overseas. We can also help with succession planning, tax advice and any Insurance and Private Medical insurance requirements.

Our clients like this about us, because they can talk to the same, familiar face about their finances every time, so everything runs more smoothly. Our clients stay loyal to us and our financial solution providers like us for the same reason.

So if you live abroad, have UK assets and pensions and would like help with your financial planning, get in touch with us when you are ready to talk. If you are an institution seeking corporate solutions, let us know when you would like to be contacted.

We have specialised in providing independent wealth management advice to people living abroad and tailored corporate solutions to institutions for over 20 years. All our advisers undertake mandatory Continuing Professional Development courses and must maintain – and demonstrate – a required level of professional knowledge and proficiency.

Regulated by the Dirección General de Seguros y Fondos de Pensiones Spain

Head quartered in Barcelona, we are authorised and regulated by the Dirección General de Seguros y Fondos de Pensiones Spain (DGS) and can offer our services in all EU member states under the Freedom of Services Act. The DGS is the official body responsible for monitoring Spain's financial sector.

• Our DGS Spain registration number is J2370
• Our UK Financial Conduct Authority (FCA) registration number is 477504

We operate under the Freedom of Services Act and in some countries operate established branches under the Freedom of Establishment Act. Regular compliance checks together with audits of the advice we are giving ensure that we continue to maintain a high quality of service.

The Triangle of Security

Spain’s ‘Triangle of security’ ensures the legal and physical separation of investors’ assets from the insurance company’s shareholders and creditors. And investors, as policy holders, have the status of highest ranking creditors of the insurance company. The ‘Triangle of security’ ensures:

• Investors’ assets are deposited in a custodian bank, separately to the insurer’s other commitments
• The segregation of assets is regularly monitored by Spain’s official supervisory body and Insurance Commission, the Dirección General de Seguros y Fondos de Pensiones (DGS)
• Custodian banks are approved by Spain’s Insurance Commission