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Application for non lucrative visa - Page 2

lizziemac

Posted: Sun Apr 3, 2022 3:08pm

Posts: 8

Location: Alameda

Joined: 2 Apr 2022

Posted: Sun Apr 3, 2022 3:08pm

JohnBS wrote on Wed Apr 14, 2021 11:06am:

On this topic - I am thinking of NLV - but I have seen a number of confusing websites about the use of S1.  My understanding is it is no longer an option post Brexit but some sites suggest it may be still available for healthcare.

Assuming the S1 is DEAD what are the likely costs for Private insurance for pensioner late sixties with a couple of pre-conditions. ...

...

(Before I get the usual comments circumstances made it impossible to do anything before 31/12/20)

The S1 definitely isn't dead. It now clearly says on the NHS website 'Moving Abroad' section that if you intend to move to an EU country, you can apply for the S1 up to 90 days before you leave, it will be posted to your UK address and can be used as part of your Visa application.(Always assuming you are eligible, ie. receiving State Pension). Strangely, it also says that you should give an address in the country you are going to, even if only a temporary address. I'm finding this a bit of a catch 22 situation but have written to them asking for clarification. Anyway, this sound like good news for us pensioners and bad news for the Insurance Brokers.

JohnBS

Posted: Sun Apr 3, 2022 4:00pm

Posts: 9

Location: Casares

Joined: 15 Jul 2020

Posted: Sun Apr 3, 2022 4:00pm

lizziemac wrote on Sun Apr 3, 2022 3:08pm:

The S1 definitely isn't dead. It now clearly says on the NHS website 'Moving Abroad' section that if you intend to move to an EU country, you can apply for the S1 up to 90 days before you leave, it will be posted to your UK address and can be used as part of your Visa application.(Always assuming...

... you are eligible, ie. receiving State Pension). Strangely, it also says that you should give an address in the country you are going to, even if only a temporary address. I'm finding this a bit of a catch 22 situation but have written to them asking for clarification. Anyway, this sound like good news for us pensioners and bad news for the Insurance Brokers.

Lizzie I think this has changed so that S1 can be used.  On the dowside, it appears post Brexit there is no way of getting an EHIC/ GHIC once you leave the UK. This may be a problem for some people especially older with pre conditions who want to travel elsewhere in Europe. Most significantly it also means no entitlement for any free treatment from NHS on visits back to Brexitland. This seems grossly unfair as UK émigrés post Brexit (31/12/20) will be the only Europeans without such rights either in the UK or elsewhere.

lizziemac

Posted: Sun Apr 3, 2022 5:32pm

Posts: 8

Location: Alameda

Joined: 2 Apr 2022

Posted: Sun Apr 3, 2022 5:32pm

JohnBS wrote on Sun Apr 3, 2022 4:00pm:

Lizzie I think this has changed so that S1 can be used.  On the dowside, it appears post Brexit there is no way of getting an EHIC/ GHIC once you leave the UK. This may be a problem for some people especially older with pre conditions who want to travel elsewhere in Europe. Most significantl...

...y it also means no entitlement for any free treatment from NHS on visits back to Brexitland. This seems grossly unfair as UK émigrés post Brexit (31/12/20) will be the only Europeans without such rights either in the UK or elsewhere.

Yes, it definitely can be used now and can be used to get the Spanish NLV thereby saving at least a couple of thousand in private health care costs so that's what we'll be doing. Once the S1 is registered in Spain healthcare for us is the same as for Spanish nationals regardless of any pre existing conditions. Not sure about the GHIC situation, we have them but maybe as Spanish residents we will get their version. To be honest though, if we are travelling to another country (which will include the UK once we're in Spain) we would always get travel insurance.

Mac59

Posted: Sun Apr 10, 2022 3:20pm

Posts: 24

7 helpful points

Location: Torremolinos

Joined: 20 Oct 2021

Posted: Sun Apr 10, 2022 3:20pm

Hola. I've had my n.l.v since for a few months. Apart from all the other things people have said please please do not make the mistake of selling any property in UK in the calendar year you get your nlv. Any property you sell in the UK and in calendar year (spanish tax year) you achieve your visa is liable to be taxed by Spain as a second home and will be taxed as such. 

lizziemac

Posted: Mon Apr 11, 2022 10:26am

Posts: 8

Location: Alameda

Joined: 2 Apr 2022

Posted: Mon Apr 11, 2022 10:26am

Mac59 wrote on Sun Apr 10, 2022 3:20pm:

Hola. I've had my n.l.v since for a few months. Apart from all the other things people have said please please do not make the mistake of selling any property in UK in the calendar year you get your nlv. Any property you sell in the UK and in calendar year (spanish tax year) you achieve your visa...

... is liable to be taxed by Spain as a second home and will be taxed as such. 

Thanks for that info Mac 59. I'm now getting a bit worried about this, We intend to sell our UK house (which is our only residence and we've lived in it for over 3 Years) quite soon and then move to Spain around October time. I've tried to google the subject but am finding it difficult to understand. We are both over 65 and think that there may be some sort of relief because of this - but not sure.

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JohnBS

Posted: Mon Apr 11, 2022 10:34am

Posts: 9

Location: Casares

Joined: 15 Jul 2020

Posted: Mon Apr 11, 2022 10:34am

lizziemac wrote on Mon Apr 11, 2022 10:26am:

Thanks for that info Mac 59. I'm now getting a bit worried about this, We intend to sell our UK house (which is our only residence and we've lived in it for over 3 Years) quite soon and then move to Spain around October time. I've tried to google the subject but am finding it difficult to underst...

...and. We are both over 65 and think that there may be some sort of relief because of this - but not sure.

From what I have learned - so long as you are in Spain for less than 183 days in total in the tax year (same as calendar year) you are not tax resident so no captial gains tax - I am not planning anything until after July and avoiding spending any time in Spain before that for the same reason. 

lizziemac

Posted: Mon Apr 11, 2022 11:47am

Posts: 8

Location: Alameda

Joined: 2 Apr 2022

Posted: Mon Apr 11, 2022 11:47am

JohnBS wrote on Mon Apr 11, 2022 10:34am:

From what I have learned - so long as you are in Spain for less than 183 days in total in the tax year (same as calendar year) you are not tax resident so no captial gains tax - I am not planning anything until after July and avoiding spending any time in Spain before that for the same reason. 

We will be in Spain for over 183 days as we intend to live there. I just think that there may be a CGT exemption for people over 65 who have sold their main residence. Can anyone advise on this please?

Mac59

Posted: Mon Apr 11, 2022 11:52am

Posts: 24

7 helpful points

Location: Torremolinos

Joined: 20 Oct 2021

Posted: Mon Apr 11, 2022 11:52am

I think you are correct about the age and exemptions . Also if you are selling your only home in order to purchase your only home in Spain, I think, again , you will be OK. Good luck in your new country .

Elle

Posted: Wed May 4, 2022 2:45pm

Posts: 118

16 helpful points

Location: Casares

Joined: 23 Aug 2021

Posted: Wed May 4, 2022 2:45pm

jacko wrote on Thu Apr 8, 2021 10:52am:

manilva solicitors above super sol on the manilva road

Yes I agree with your post 100%!

Elle

Posted: Wed May 4, 2022 2:54pm

Posts: 118

16 helpful points

Location: Casares

Joined: 23 Aug 2021

Posted: Wed May 4, 2022 2:54pm

lizziemac wrote on Mon Apr 11, 2022 11:47am:

We will be in Spain for over 183 days as we intend to live there. I just think that there may be a CGT exemption for people over 65 who have sold their main residence. Can anyone advise on this please?

Well we sold our home and did not have to pay CGT.  Check with Manilva solicitors in Sabinillas very good.  They did all things legal and extremely competitive.  

My husband has S1 and I can apply for mine at 66 in Jan next year.  Good luck!

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