if you are selling your property in UK and want to move the bank address ie to a relatives addresss then be aware that your uk bank may ask for proof of your residence there ie driving licence ,bill,pasport etc and also ensure you have onlinw access
I went in spain to Cajamar but could equally have gone to sabatell as others didnt want to know till i had TIE
english friends in spain said they had a deal with private health insurance and charges at sabatell
Dont wait till October -do your groundwork now
I found the people at Chorus financial helpful as pension plannig is VERY important ie 25%lump sum is taxable in Spain so if you can claim this before resident here !!!