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Insurance Renewal Documents

Posted: Sat Mar 7, 2020 8:41am
5 replies75 views2 members subscribed
Andrew14

Posts: 30

11 helpful points

Location: Vélez-Málaga

Joined: 26 Mar 2019

Wanting to know if the following is usual Spanish insurer procedure in Spain:

Vehicle insurance due soon, no documents received. Chased them, was advised no renewal offer pack is issued, the premium is as noted on the last documents issued, i.e. NIL change in premium since last year. Once paid (automatically from Bank) they will issue new year's docs

Seems very odd, compared to UK where invariably the premium changes & a renewal offer is issued comparing last year to this

Mark55

Posted: Mon Mar 9, 2020 10:07am

Posts: 13

2 helpful points

Location: Vélez-Málaga

Joined: 11 Aug 2019

Posted: Mon Mar 9, 2020 10:07am

Hi Andrew

No change in renewal is not unusual neither is late issuing of documents. You should get them sometime up to a month after the premium is paid.

Andrew14

Posted: Mon Mar 9, 2020 11:17am

Andrew14

Original Poster

Posts: 30

11 helpful points

Location: Vélez-Málaga

Joined: 26 Mar 2019

Posted: Mon Mar 9, 2020 11:17am

OK thanks Mark

victoria5287

Posted: Wed Mar 11, 2020 3:25pm

Posts: 8

1 helpful points

Location: Elviria

Joined: 17 Jun 2019

Posted: Wed Mar 11, 2020 3:25pm

Hi Andrew

Mark is right, this is Spain and everything is slow, but you should receive a green notice that you are insured which you must keep in the car as the police need to see it if they pull you over or you are involved in an accident. Otherwise you can be fined.

You can take it to the police station but it is a hassle.

I am with Linier Direct and have been for 3 years can't speak highly enough of the service and English speaking telephone reception.

Regards

Victoria

Andrew14

Posted: Wed Mar 11, 2020 6:31pm

Andrew14

Original Poster

Posts: 30

11 helpful points

Location: Vélez-Málaga

Joined: 26 Mar 2019

Posted: Wed Mar 11, 2020 6:31pm

Thanks Victoria, was going to try Linea Directa, so your recommentation very timely

Andrew14

Posted: Thu Mar 26, 2020 8:44am

Andrew14

Original Poster

Posts: 30

11 helpful points

Location: Vélez-Málaga

Joined: 26 Mar 2019

Posted: Thu Mar 26, 2020 8:44am

Tried other insurers for quotation & was told under Spanish law you have to give the old insurer 30 days notice that you are intending to move insurers. So, staying where I am for this year

Not seen this elsewhere, hence posting for information to everyone who is not aware

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