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Open bank account

Posted: Sun Nov 10, 2019 9:22pm
7 replies164 views4 members subscribed
robbrown22221

Posts: 2

Location: Estepona

Joined: 10 Nov 2019

Hi guys,

My family and I have just moved to Estepona and need to open a Spanish bank account . What documents do I need to do this?

Thanks

pricklyone

Posted: Mon Nov 11, 2019 10:22am

pricklyone

Helpful member

Posts: 179

141 helpful points

Location: Torrox

Joined: 10 Nov 2018

Posted: Mon Nov 11, 2019 10:22am

Hi there, and welcome to the lovely Costa del Sol!

I can only speak for the bank I use (Sabadell) but, you will certainly need your NIE and passport. I brought along some hard copy statements from my UK bank, and until my residencia came through, my account here was opened in my old UK address. Sabadell are very good, as they offer all their services in a variety of languages. Maybe go to your local branch of different banks and see what kind of reception you get, and how easy they are to deal with. As in the UK, they are not all the same!

Carolands

Posted: Fri Nov 15, 2019 1:25pm

Posts: 7

2 helpful points

Location: Casabermeja

Joined: 7 Oct 2019

Posted: Fri Nov 15, 2019 1:25pm

We have just opened an account with Sabadell as recommended by our lawyer.  He says that it is the best banks for Ex-Pats.  We have found them most helpful and efficient and more importantly, very quick in their response.

Good luck.

Carol

marrissel

Posted: Tue Dec 3, 2019 2:24pm

Posts: 44

2 helpful points

Joined: 28 Nov 2019

Posted: Tue Dec 3, 2019 2:24pm

Hi, What is an NIE?

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pricklyone

Posted: Tue Dec 3, 2019 3:00pm

pricklyone

Helpful member

Posts: 179

141 helpful points

Location: Torrox

Joined: 10 Nov 2018

Posted: Tue Dec 3, 2019 3:00pm

You need an NIE to get anywhere in Spain, it's a bit like a National Insurance number. You most certainly will not get a bank account without one.

https://www.expatica.com/es/about/gov-law-admin/nie-number-849449/

marrissel

Posted: Tue Dec 3, 2019 3:17pm

Posts: 44

2 helpful points

Joined: 28 Nov 2019

Posted: Tue Dec 3, 2019 3:17pm

Will I need it even if I am not working or have any income from Spain?

pricklyone

Posted: Tue Dec 3, 2019 5:16pm

pricklyone

Helpful member

Posts: 179

141 helpful points

Location: Torrox

Joined: 10 Nov 2018

Posted: Tue Dec 3, 2019 5:16pm

It's very difficult to live here without one, and in post Brexit Spain (unless it's cancelled) it puts you at risk of being unable to claim reciprocal or historic services, such as health. It's virtually impossible to rent somewhere to live, 100% impossible to buy anywhere. It's not difficult to get, although you will be better off going through an agency that does all the leg work for you. You don't have to live here permanently, or be working, to get one. It really does make life easier.

marrissel

Posted: Tue Dec 3, 2019 6:07pm

Posts: 44

2 helpful points

Joined: 28 Nov 2019

Posted: Tue Dec 3, 2019 6:07pm

Thank you..I'll be there in Feb so I can look into it

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